Policy stance for India and local law
Legal access in India can vary by state, so we describe our terms with that local context in mind. Access and eligibility depend on local law and are available where local law permits. We record the rules that affect account creation, identity checks, wallet records, support
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requests and dispute handling, then apply them to your account activity as required. Payment references from UPI, Paytm, PhonePe and Google Pay may appear in legal records only where they help verify a transaction, resolve a query or meet retention duties. We do not ask you
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to rely on verbal promises; the terms shown on this page, your account screens and our privacy wording are the reference points for how we handle legal requests.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.